School never teaches money. Piggy does.
Piggy: money habits for kids is a chores, allowance and money-learning app by arivya for families with kids aged 5 to 15. Kids earn through chores and routines, split it across Save, Spend and Give, set goals and watch interest grow. Piggy holds no real money and issues no card, so kids learn to decide before they are handed a debit card.
What your kid actually learns
Not lessons. Real money and real choices, every week.
Financial awareness
Where money comes from and where it goes. Every payout splits into Spend, Save, Give and more, so budgeting is simply how money works.
Decision making
Buy the toy now, or keep saving for the bike? Kids face real trade-offs with their own allowance and learn from what happens next.
Saving that grows
Goals with progress bars, a monthly jar and kid-sized interest make waiting feel worth it.
Habits that stick
Chores, streaks and rewards turn good money choices into a routine, not a one-time lecture.
Money habits are largely set by age seven.
University of Cambridge research for the UK Money Advice Service
Kids learn to read, swim and ride a bike early. Money is the one skill we leave until it is already costing them. Piggy makes it a daily habit while the stakes are still small: a $5 chore, a $20 goal, a first fixed deposit.
How it works
Daily, weekly or one-time, each with a reward you set.
They tap Done, you approve, and the money auto-splits into their jars.
Goals, fixed deposits, gifts and payouts, with you as the bank.
What's inside
Tools designed for the conversations that actually happen at the kitchen table.
Five money buckets
Every dollar your kid earns auto-splits into Spend, Month Jar, Birthday Box, Future Vault, and Give. They learn why we save before how much.
Chores with approval
Kids tap "Done" on their phone. You approve from yours. No more sticker charts on the fridge that everyone forgets about.
Goals + interest
Saving for a Lego set or a guitar? Goals show progress visually. The Future Vault earns 7% by default so kids feel compounding before they have a job.
Two parents, one family
Family Plan syncs across both parents' phones. Either of you can approve chores; balances stay consistent.
Kid devices, supervised
Older kids can install Piggy on their own phone. They see their balance, request payouts; you stay the bank.
Privacy by design
Standalone mode keeps everything on your phone, never touches the cloud. Family Plan adds encrypted sync only when you opt in.
Two ways to use Piggy
Start free on one phone, no account needed. Upgrade to sync the whole family when you're ready.
For one parent on one phone. No account, no sign-up, data stays local.
- Unlimited kids, chores, goals
- All five buckets + interest
- No account or sign-up
- Data never leaves your phone
For families with two parents, kid devices, or both.
- Everything in Standalone
- Sync across multiple phones
- Invite a partner or give a kid their own device
- 7-day free trial, cancel anytime